Uber & Lyft Accident Attorney Serving Riverside & San Bernardino
Ridesharing describes any service that arranges shared rides in real time, often using a smartphone app. Two of the most popular rideshare companies, Uber and Lyft, have taken the transportation industry by storm and revolutionized the way riders get around. Ridesharing is similar to carpooling, except services work by contracting independent drivers to answer ride requests and transport riders. As more Uber and Lyft drivers work on California’s roads, more ridesharing accidents are bound to occur. As a rideshare accident victim in Riverside or San Bernardino, the lawyers at DeWitt Algorri + Algorri, PC can help.
Rideshare Company Insurance Policies
Rideshare accidents are not the same as typical vehicle collisions. Rideshare drivers are independent contractors who work for Uber, Lyft, or other rideshare companies. Although technically drivers are not employees, Uber and Lyft may still face liability for accidents in certain situations. Both companies have their insurance program information listed on their websites. The policies are similar, both with $1,000,000 coverage limits per accident. A basic outline of both programs is as follows:
- From the time a driver logs in until he or she accepts a trip, Uber provides at least $50,000 in liability coverage for bodily injury to one person, $100,000 per accident, and $25,000 for property damage to others. Lyft’s contingent liability policy is in effect during this time. This policy covers vehicle damage as long as the driver has collision coverage on his/her personal car insurance policy.
- From the time the driver accepts a request until the ride has ended within the app, Uber provides $1,000,000 per accident and $1,000,000 in uninsured/underinsured motorist insurance. Lyft also maintains a $1,000,000 per accident limit during this timeframe. If the driver has coverage through a personal policy, Uber will provide vehicle damage coverage up to the actual cash value of the vehicle.
As a rideshare passenger, the timeframe of your accident would most likely be after the driver accepts your ride but before the ride ends in the app. This means Uber/Lyft’s insurance policy will most likely kick in to provide coverage for your damages. Rideshare companies, however, may try to avoid paying for your damages. You may receive news that Uber or Lyft has denied your claim for one reason or another. Work through complex rideshare crash claims by seeking help from an attorney.
How DeWitt Algorri + Algorri, PC Can Assist You
In many rideshare accidents in the past, the Uber or Lyft driver has been primarily at fault for causing the car crash. Rideshare drivers often drive distracted, especially since their jobs require them to use smartphone apps while driving. Uber and Lyft are infamous for their rather loose hiring and vetting procedures, increasing the risk of drivers who are unfit to safely transport passengers. If a rideshare driver caused your crash, consider pursuing damage recovery through a personal injury claim instead of or in addition to an insurance claim.
The team at DeWitt Algorri + Algorri, PC has experience handling rideshare accident insurance claims. Let us take over settlement negotiations for you or pursue just recovery through civil action. Learn about your legal opportunities after suffering personal injuries, property damage, or other losses in a Southern California rideshare crash. Call (855) 946-6464 or get in touch online to schedule an evaluation.