The process of filing an insurance claim following a car accident can be confusing. This time can be even more stressful when a driver gets a claim denial because the accident involved an excluded driver. What does this mean, and what are a driver’s legal options for compensation following a car accident? Learn how to proceed with a claim denial following an accident with an excluded driver.What Is an Excluded Driver?
As the name implies, an excluded driver is someone that a policyholder intentionally leaves off an insurance policy. When an excluded person uses a driver’s car, either with or without permission, the insurance company will not provide coverage in the event of an accident.
Drivers typically exclude a driver to save money. For example, a teenager who racks up speeding tickets or a brother who has a DUI could lead to expensive insurance premiums. As a [...]